The Palomar Companies

Legal Notices & Disclaimers

Terms for Use of this Internet Site

Palomar Financial, LC, Palomar Medical, L.P., Palomar Ventures, L.P., and Palomar Group Holdings, L.P. (the “Companies”) maintain this internet site (this “Site”) for the purpose of providing information to parties interested in the Companies. The terms under which the Companies provide the information on this Site, and which govern your use of this Site, are set forth below (as may be revised from time to time, the “Terms”). By your use of this Site, you agree to be bound by the Terms. If you do not accept the Terms, do not use or access this Site.

Links

This Site may contain links to other internet sites that are not maintained by the Companies (“External Sites”). The links to External Sites are provided only for your convenience, and you access them solely at your own risk. The Companies make no representations whatsoever about the External Sites. The External Sites contain information created, published, maintained, or otherwise posted by persons, organizations, and entities independent of the Companies. The Companies are not responsible, and disclaim responsibility, for the content, accuracy, or your use of any External Sites. The inclusion of any link to External Sites does not imply the Companies’ approval, endorsement, or recommendation of External Sites or the information, products, or services found therein.

Viruses

The Companies cannot, and do not, guarantee or warrant that this Site, or any linked External Sites, including any materials downloadable from this Site, or any linked External Sites, are free of computer viruses or other harmful, contaminated, or destructive components (collectively, “Viruses”). You expressly agree that your use of this Site, or the access of any External Sites through the links on this Site, is solely at your own risk. The Companies disclaim all liability for any damages caused by, or arising from, Viruses contained on this Site or any External Sites you access through links on this Site.

Accuracy of Information

Information contained on, including materials downloadable from, this Site, or any linked External Sites, may contain errors. Although the Companies may update the information and materials on this Site from time to time, the information and materials provided on this Site may no longer be accurate or may no longer be the most current information available. For example, this Site, or any linked External Sites, may continue to provide access to revised or superceded information for archival purposes. Before acting on information found on this Site, or on any linked External Sites, you should confirm independently the accuracy of the information and whether the information is the most current information available.

Disclaimer of Warranties and Liability

The Companies do not make any express or implied warranties, guarantees, or representations whatsoever (including, without limitation, warranties of title, non-infringement, merchantability, or fitness for a particular purpose) as to your use of this Site or any information provided on this Site, including that this Site, or the materials downloadable from this Site, are free of Viruses, or as to the accuracy, reliability, or completeness of any information provided on this Site. In no event will the Companies be liable to you or to any party for any loss or damages (including, without limitation, direct, indirect, special, compensatory, punitive, or consequential damages) that result in any way from your use of this Site, from Viruses contained on this Site, or from your reliance on, or use of, any information provided on this Site.

No Offers to Sell

Any information on products or services contained in this Site are provided solely for the purpose of providing general information on such products or services. Any such information is not intended to be, nor shall it constitute, a solicitation or offer to sell in connection with any product or service.

No Agreement

Nothing contained in this Site reflects an intention by the Companies, their representatives or their clients to make any agreement.  Nothing contained in this Site shall satisfy the requirements for a writing, nor constitute a contract or electronic signature under the Electronic Signatures in Global and National Commerce Act, any version of the Uniform Electronic Transactions Act or any other state or federal statute governing electronic transactions.

No Professional Advice

Nothing on this Site constitutes legal, tax, financial planning, or other professional advice of any kind by the Companies. If you have a question requiring professional advice, you should seek the advice of a qualified professional in the relevant field. If you desire the professional advice of the Companies, you should contact us directly at Palomar Financial.

Use of Information

You must have our advance written permission to distribute copies of information from this Site to others. To request such permission, send a message via e-mail to webmaster@palomarfin.com. Please include your name, address, and telephone number, and a description of the information you wish to use and of the intended extent, purpose, and distribution of your proposed use.

Confidentiality

The communications, messages, and materials you send to the Companies or webmaster through this Site are by internet electronic mail, and are on a non-confidential basis, and may be accessible to other internet users.